Are you familiar with business insurance exclusions? If you’re a business owner, it’s essential to know what they are since they affect whether an incident is covered by an insurance policy.

As someone in this industry, you know there are significant health and safety risks in manufacturing environments. Even if your company does a great job of promoting safe work practices, accidents can and will happen. That’s why you need manufacturer’s insurance — in particular, workers’ compensation coverage. Insurers offer other policies, too, but workers’ compensation is vital coverage.

If you’re a business owner or decision-maker, you know that your company will face challenges from time to time. One of the most common causes is the economy. When it’s stagnant or trending downward, it can take your results with it.

Some business owners enjoy connecting with people in their industry. Others would rather focus on operations. But the fact remains: Networking is essential for businesses, especially small businesses.

If you own or operate an apartment complex or other buildings, you know there are lots of risks. The tenant’s or occupant’s insurance covers some of them, but many are your company’s responsibility. That’s why apartment building insurance—a type of business insurance—is so important.

Every company faces business risks. Sometimes it seems like they’re waiting around every corner! If your company is around long enough, you’ll probably experience business setbacks of one type or another. For example, in business, property damage is common. It might also be caused by a storm, an employee mistake, or some other incident, but you’re bound to encounter problems of this nature at some point.

One of the great things about getting small business insurance from biBerk is that you can purchase policies online whenever it’s convenient. Have a few free minutes early in the morning? That works. Prefer to make your purchase while you eat your lunch? We’re here to help. In the evening, when life slows down a bit? Perfect.

There are lots of ways to assess whether a provider can meet your company’s business insurance needs. At biBerk insurance, reviews from actual customers show that we stand behind them, providing the coverage they need and addressing claims promptly, fairly, and efficiently. That’s what every business owner expects and, in our opinion, deserves—especially when facing a liability or loss.

Are you the owner or operator of a business in the healthcare field? If so, you surely understand your company faces a wide variety of risks. One of them is the risk of mistakes by your team that lead to medical malpractice lawsuits.