Errors & Omissions Insurance

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Protect Your Notary Business

From negligence like failing to properly confirm a person's identity to loss of sensitive client data due to accidental property damage, notaries have to be prepared for the potential financial impact from a wide range of risks.

At biBERK, we provide tailored business insurance coverage at savings of up to 20%. Whether you need workers’ compensation, professional liability (E&O), general liability, business owners, umbrella, or cyber insurance, just complete a simple form online or speak with our licensed insurance experts to get a fast, free quote. Plus, with biBERK, you can purchase a policy, manage it, and submit claims online for ultimate convenience.

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Who Needs E&O Insurance for Notaries?

Notaries face many risks. Accidental fires and computer theft or damage should be covered by a business owners policy. Errors and omissions or E&O insurance (also known as professional liability insurance) protects you from things like the consequences of mistakes you make or required actions that you fail to take. Plus, many insurance companies require E&O insurance in order to appoint insurance agents. Also, many client interactions require a Certificate of Insurance, which is available online as soon as you purchase a policy from us.

What are the Different Types of Notary Public Business Insurance?

At biBERK, we offer seven different types of insurance for small business owners like you. Depending on the location of your business and other factors, certain types might be better for you than others.

Workers' Compensation Insurance

This insurance helps protect your business if an employee is injured, contracts an illness, or dies as a result of an incident on the job. It can cover medical costs, legal fees, and lost wages due to the injury.

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Errors & Omissions Insurance

Also known as errors and omissions (E&O) insurance, this policy could protect you from the cost of damages and legal fees when someone claims your professional service caused financial harm to them or their business. Coverage includes both mistakes on the part of your business (errors) and the failure to perform a service (omissions). Errors and omissions insurance should be considered if your business provides professional advice, offers a professional service, or has contractual requirements for the coverage.

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General Liability Insurance

Also known as commercial liability insurance, a general liability policy is important, because general contractors and landlords often require a policy before they hire you. The policy covers damages and legal costs associated with injury claims to customers and other people you don’t employ, damage to other people’s property that was caused by your business, and medical costs associated with these incidents. It also covers libel, slander, and copyright infringement.

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Business Owners Insurance

Commonly referred to as a business owner’s policy (BOP), it combines general liability insurance with coverage for your company’s property. You’ll get protection for the building you own, space you lease, and any property needed to run your business, while also receiving coverage for things like business interruption. This can replace lost income, as well as cover other costs associated with getting your business back up and running, such as the use of a temporary location.

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Commercial Auto Insurance

If your company owns or leases vehicles, this policy protects the vehicles and drivers from any damage incurred during the course of business. Our commercial auto insurance policies are offered through a Berkshire Hathaway subsidiary.

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Umbrella Insurance

Every insurance policy you purchase has a maximum value that it will cover in the event of an incident. Umbrella insurance adds another layer of protection: it can cover costs that exceed the limit of another policy, subject to its own limit. Without it, you may be responsible for anything over your policy limit. Business liability suits can easily exceed the actual value of many small businesses, so we highly recommend an umbrella policy to protect your company.

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Cyber Insurance

This coverage can be purchased as an add-on to a general liability, professional liability (E&O), or BOP policy. It helps cover costs related to system hacks or data security breaches in which sensitive information has been stolen and fraud has occurred or there is a reasonable expectation that it might occur.

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Small Business Insurance Experts

biBerk has over 500,000 satisfied customers and focuses exclusively on small businesses. Why is biBerk the business insurance company so many organizations rely on? There are many reasons.

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Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

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Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.

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Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

Get a Quote Today

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biBERK, A Berkshire Hathaway Company, Insurance Agency, Omaha, NE
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