Certificate of Insurance | Get A Quote | biBERK, a Berkshire Hathaway Company

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What’s a Certificate of Insurance?

Also referred to as an ACORD certificate of insurance (after the nonprofit that provides the standardized form used by most insurers) or a COI for short, a Certificate of Insurance is a physical or digital document that indicates you have an active general liability, professional liability, workers’ compensation, or other policy. It also provides a summary of the coverage.

Organizations or individuals your company works with may require that you produce a Certificate of Insurance to show that you have coverage. This reassures them that if an incident like an injury or property damage occurs, your insurance will cover it and their risk will be minimized.

Get a Certificate of Insurance in Minutes From the biBERK Website!

Getting a Certificate of Insurance for your business insurance policy is easy—whether you just purchased your business insurance policy or want a copy of the document down the road. All you have to do is visit the biBERK website, click Certificate and then Get a Certificate, and follow the simple instructions to download the COI. Clients and prospects will appreciate how quickly you handle their COI request! If you need to indicate what are known as "additional insureds" on the Certificate of Insurance (see below), simply give us a call before you download the document and we'll make that change for you.

What Does a COI Cost?

The COI for any biBERK business insurance policy you have is absolutely free! We want you to have the documentation you need to prove you’ve got great coverage. And, if you need an additional insured on your COI, we’re happy to take care of that for you. A COI may be required by an entity or individual with whom you work directly, but it may also be requested as part of an indirect relationship.

What’s an Example of Needing a Certificate of Insurance?

If you’re a cooking instructor who teaches clients at a commercial kitchen, the owner or operator of that facility might request a COI and may ask to be noted on the certificate as an additional insured. Making them an additional insured indicates that they also have the right to make a claim against the policy. That way, if your client sues both you and the facility owner, the owner is protected from the lawsuit by your policy.

Small Business Insurance Experts

biBerk has over 500,000 satisfied customers and focuses exclusively on small businesses. Why is biBerk the business insurance company so many organizations rely on? There are many reasons.

Save time

Get a quote entirely online or speak with one of our insurance experts right away for help getting a quote, buying a policy, or answering any questions you may have.

Save money

We insure your small business directly, without a middleman or insurance broker, so we pass that savings along to you - up to 20% less than policies with other insurance companies.

Experienced

We're part of Warren Buffett's Berkshire Hathaway Insurance Group with millions of satisfied customers, more than 75 years of insurance experience, and $38 billion in paid claims in 2020.

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